Travel Insurance for Over 70s

While travel insurance can provide a wide range of protection for anyone over 70 travelling, you must do your best to stay safe while on holiday. If your provider finds out you’ve put yourself at risk or failed to disclose key information, you may struggle to make a claim. The following are common scenarios that will risk invalidating your insurance:

• Failing to disclose any medical conditions while getting a quote or after taking out a policy
• Travelling against the advice of your doctor
• Engaging with high-risk activities that aren’t covered by your policy

The best travel insurance for over 70s will ultimately depend on your individual requirements and circumstances. At Age UK Trading, we believe that the Travel Insurance we offer, provided through AllClear, will provide the type of protection which many over 70s are looking for. This is reflected in the Defaqto 5 Star rating for Plus and Gold Plus Travel Insurance.

We are pleased to offer worldwide protection. However, to get the right price, it’s important you disclose your specific destination while getting a quote. Limiting your coverage to the UK or Europe tends to be more cost-effective than general worldwide protection. If you are travelling further afield, you can customise your policy to exclude the USA, Canada, and the Caribbean - destinations that incur higher costs.

The cost of travel insurance tends to increase as we get older. This is tied to the higher chance of medical incidents taking place. To offset these costs, it’s recommended you consider providers carefully to ensure you find the right protection at a fair price.

Yes. No matter what level you select, all policies can include gadget cover as an optional extra. This helps protect key items, such as laptops, tablets and mobile phones from damage, loss, and theft for up to £2,500. When getting a quote online, you’ll find all optional extras once you’ve selected from Gold, Gold Plus, and Platinum quotes.

If you take out Travel Insurance through us, there is no upper age limit. Where other providers might not offer cover, we’re determined to help travellers get more from later life – regardless of age or pre-existing medical conditions.

Yes, you can add another traveller onto your policy, even if they are under 70.
The Travel Insurance we offer is provided through AllClear. If you’d like to learn more about adding someone to your policy, you can speak to a member of their team on 0800 030 4885

If you’re looking for cheap travel insurance for over 70s, there are ways you can reduce the cost of a quote. Avoiding destinations with expensive health care systems (such as the USA), as well as risky activities, such as winter sports, will help keep the cost of travel insurance quotes down.

You can choose to take out travel insurance at any point before your trip. For peace of mind, you might arrange cover to start as soon as you book, so you can stay protected against cancellations, if this is included in your policy.

With us, you can take out single trip travel insurance 12 months before the start of your holiday. Alternatively, if you have two or more trips planned, you can purchase annual travel insurance up to 31 days before your first getaway and stay protected for the next 12 month period.

The most important thing to remember is that no matter what decision you make, travel insurance must be purchased before you travel.